A vest, a chestpack, a sling pack, or something I would say is absolutely necessary. If you're just starting out there is no need to spend much. You will probably start off carrying a smaller selection of mostly generic flies anyways. I still fish those same generic patterns with slight differences 99% of the time anyways. You can probably find a cheap vest at Walmart, ****s, etc and it would be more than enough to hold a few boxes of flies, some tippet, a pair of fingernail clippers, hemostats/tiny pliers, etc. I don't live very far from you. I probably have an old vest that you can have. And I can probably donate you a box or two of flies. Just let me know what you'll mainly be fishing for and I'll tie accordingly.