Swattie87 wrote:
Chaz wrote:
Insurance doesn't cover driving too fast and causing an environmental disaster.
Yes it does. I'm sure there's a commercial and not a personal policy at play here, but either would be required to carry "property damage liability" coverage on it. There are usually almost no exclusions that apply to that coverage other than damage to the policy holder's own property, intentional acts, and street racing.
It'll cover whatever you damage of someone else's. Both physical and potentially economical damage to the innocent party. Essentially whatever the innocent party could reasonably be expected to recover in court if they sued. Driving too fast (negligence) and causing environmental damage is definitely covered. If the campground could prove a loss of income as a direct result of the accident (difficult to do at times) that would be covered too.